Banking and trust-based SMEs toward credit access

This study uses three dimensions — ability, virtue and integrity, accounting information quality to demonstrate trust’s impact on small medium-sized enterprises (SMEs) access finance in Tanjungpinang. A questionnaire was delivered directly or via Google Form four Tanjungpinang sub-districts. The questionnaire’s Likert scale represents SME business actors’ opinions. availability credit variables included ten statements apiece, whereas the trust dimension had five reports. To test hypotheses, data were analyzed using Statistical Package for Social Sciences (SPSS) software. Ability, compassion, financial all positively significantly affected access, according hypothesis testing. Validates earlier findings that can overcome imbalance between banks SMEs when lending borrowing. Banks use evaluations distribute loans. bank recommends report medium firms get differs from micro-SMEs (MSMEs) research since tiny are not a critical necessity.